#sbi-hero{scroll-margin-top:66px}@media(max-width:1024px){#sbi-hero{scroll-margin-top:58px}}@media(max-width:640px){#sbi-hero{scroll-margin-top:56px}.sbi-loan-hero-form__form-card{scroll-margin-top:68px}}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body,main{margin:0;padding:0}body{overflow-x:hidden}body{font-family:Segoe UI,system-ui,-apple-system,sans-serif;font-size:15px;line-height:1.7;color:var(--text-primary);background:var(--white)}img{max-width:100%;display:block}a{color:var(--sbi-navy);text-decoration:none}h1,h2,h3,h4{line-height:1.3;font-weight:700;color:var(--text-primary)}h1{font-size:clamp(22px,4vw,36px)}h2{font-size:clamp(18px,3vw,26px);color:var(--sbi-navy);margin-bottom:10px}h3{font-size:17px;color:var(--sbi-navy);margin-bottom:6px}p{margin-bottom:10px;color:var(--text-secondary)}:root{--sbi-navy: #003366;--sbi-navy-dark: #00214a;--sbi-navy-mid: #1a5276;--sbi-navy-light: #1f6fa8;--sbi-orange: #F47920;--sbi-orange-dark: #d4640e;--sbi-orange-light:#fef3e9;--sbi-blue-bg: #eaf2fb;--sbi-blue-border: #b5d1ee;--white: #ffffff;--off-white: #f7f9fc;--gray-100: #f0f4f8;--gray-200: #dde4ed;--gray-400: #8fa3b8;--gray-600: #4a6278;--gray-800: #1e3247;--text-primary: #1e3247;--text-secondary: #4a6278;--text-muted: #8fa3b8;--green: #1a7f4b;--green-bg: #e8f7ee;--green-border: #8dd4aa;--red: #c0392b;--red-bg: #fdecea;--red-border: #f5b8b2;--warn-bg: #fff8e8;--warn-border: #f5d88c;--warn-text: #7d5900;--radius-sm: 6px;--radius-md: 10px;--radius-lg: 14px;--radius-xl: 20px;--shadow-sm: 0 1px 3px rgba(0, 51, 102, .08);--shadow-md: 0 4px 16px rgba(0, 51, 102, .12);--container: min(100% - 40px, 1140px);--section-pad: 56px 0}:root{--gev-navy: var(--sbi-navy);--gev-navy-dark: var(--sbi-navy-dark);--gev-navy-mid: var(--sbi-navy-mid);--gev-orange: var(--sbi-orange);--gev-orange-dark: var(--sbi-orange-dark);--gev-orange-light:var(--sbi-orange-light);--gev-blue-bg: var(--sbi-blue-bg);--gev-blue-border: var(--sbi-blue-border);--gev-white: var(--white);--gev-off-white: var(--off-white);--gev-gray-100: var(--gray-100);--gev-gray-200: var(--gray-200);--gev-gray-400: var(--gray-400);--gev-gray-600: var(--gray-600);--gev-text: var(--text-primary);--gev-text-sec: var(--text-secondary);--gev-text-muted: var(--text-muted);--gev-green: var(--green);--gev-green-bg: var(--green-bg);--gev-green-border:var(--green-border);--gev-red: var(--red);--gev-red-bg: var(--red-bg);--gev-radius-sm: var(--radius-sm);--gev-radius-md: var(--radius-md);--gev-radius-lg: var(--radius-lg);--gev-radius-xl: var(--radius-xl);--gev-shadow-sm: var(--shadow-sm);--gev-shadow-md: var(--shadow-md)}.gev-breadcrumb{background:var(--sbi-navy);padding:10px 0;font-size:12px;width:100vw;position:relative;left:50%;margin-left:-50vw;box-sizing:border-box}.gev-breadcrumb__inner{max-width:1140px;margin:0 auto;padding:0 20px;display:flex;align-items:center;gap:6px;flex-wrap:wrap}.gev-breadcrumb a{color:#ffffffa6;text-decoration:none;transition:color .15s}.gev-breadcrumb a:hover{color:var(--sbi-orange)}.gev-breadcrumb__sep{color:#ffffff4d;font-size:13px}.gev-breadcrumb__current{color:var(--sbi-orange);font-weight:600}.gev-section{padding:var(--section-pad)}.gev-section>*:not(.gev-section__header){max-width:1140px;margin-left:auto;margin-right:auto;padding-left:20px;padding-right:20px}.gev-section--alt{background:var(--off-white)}.gev-section--blue{background:var(--sbi-blue-bg)}.gev-section--navy{background:var(--sbi-navy)}.gev-section__header{max-width:1140px;margin:0 auto 32px;padding:0 20px}.gev-section__header--center{text-align:center}.gev-section__header--center .gev-sec-sub{margin-left:auto;margin-right:auto}.gev-eyebrow{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--sbi-orange);margin-bottom:8px}.gev-sec-title{font-size:clamp(20px,3vw,28px);font-weight:800;color:var(--sbi-navy);margin-bottom:10px;line-height:1.3}.gev-sec-sub{font-size:15px;color:var(--text-secondary);margin-bottom:0;line-height:1.7}.gev-sub-heading{font-size:17px;font-weight:700;color:var(--sbi-navy);margin-bottom:14px}.gev-compare-heading{font-size:17px;font-weight:700;color:var(--sbi-navy);margin-bottom:14px;padding:0 20px;max-width:1140px;margin-left:auto;margin-right:auto}.sbi-badge{display:inline-block;font-size:11px;font-weight:600;padding:3px 10px;border-radius:20px;letter-spacing:.02em;white-space:nowrap}.sbi-badge--orange{background:var(--sbi-orange);color:#fff}.sbi-badge--navy{background:var(--sbi-navy);color:#fff}.sbi-badge--green{background:var(--green-bg);color:var(--green);border:1px solid var(--green-border)}.sbi-badge--blue{background:var(--sbi-blue-bg);color:var(--sbi-navy);border:1px solid var(--sbi-blue-border)}.sbi-badge--outline{border:1.5px solid var(--sbi-orange);color:var(--sbi-orange);background:transparent}.gev-badge{display:inline-block;font-size:11px;font-weight:600;padding:3px 10px;border-radius:20px;white-space:nowrap}.gev-badge--orange{background:var(--sbi-orange);color:#fff}.gev-badge--navy{background:var(--sbi-navy);color:#fff}.gev-badge--green{background:var(--green-bg);color:var(--green);border:1px solid var(--green-border)}.gev-badge--blue{background:var(--sbi-blue-bg);color:var(--sbi-navy);border:1px solid var(--sbi-blue-border)}.gev-badge--outline{border:1.5px solid var(--sbi-orange);color:var(--sbi-orange);background:transparent}.sbi-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;border-radius:var(--radius-md);font-size:15px;font-weight:600;cursor:pointer;border:2px solid transparent;transition:all .18s;text-decoration:none;white-space:nowrap}.sbi-btn--primary{background:var(--sbi-orange);color:#fff;border-color:var(--sbi-orange)}.sbi-btn--primary:hover{background:var(--sbi-orange-dark);border-color:var(--sbi-orange-dark);transform:translateY(-1px);text-decoration:none}.sbi-btn--navy{background:var(--sbi-navy);color:#fff;border-color:var(--sbi-navy)}.sbi-btn--navy:hover{background:var(--sbi-navy-dark);border-color:var(--sbi-navy-dark);text-decoration:none}.sbi-btn--outline{background:transparent;color:var(--sbi-navy);border-color:var(--sbi-navy)}.sbi-btn--outline:hover{background:var(--sbi-navy);color:#fff;text-decoration:none}.sbi-btn--white{background:#fff;color:var(--sbi-navy);border-color:#fff}.sbi-btn--white:hover{background:var(--sbi-blue-bg);text-decoration:none}.sbi-btn--lg{padding:15px 32px;font-size:16px;border-radius:var(--radius-lg)}.sbi-btn--full{width:100%}.gev-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 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16px;font-size:13px;color:var(--sbi-navy);line-height:1.6}.gev-warn-box{background:var(--warn-bg);border:1px solid var(--warn-border);border-radius:var(--radius-md);padding:12px 16px;font-size:13px;color:var(--warn-text);line-height:1.6;margin-top:12px}.gev-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-sm)}.gev-card__title{font-size:15px;font-weight:700;color:var(--sbi-navy);margin-bottom:14px;padding-bottom:8px;border-bottom:2px solid var(--sbi-orange)}.gev-breadcrumb__current{color:var(--sbi-orange)}.gev-finder{background:var(--sbi-navy);border-radius:var(--radius-xl);padding:30px;margin-bottom:40px;max-width:1140px;margin-left:auto;margin-right:auto}.gev-finder__title{font-size:18px;font-weight:700;color:var(--white);margin-bottom:6px}.gev-finder__sub{font-size:13px;color:#ffffffb3;margin-bottom:22px}.gev-finder__questions{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:20px}.gev-finder__q label{font-size:11px;font-weight:600;color:#ffffffb3;text-transform:uppercase;letter-spacing:.04em;display:block;margin-bottom:8px}.gev-finder__q select{width:100%;background:#ffffff1a;border:1.5px solid rgba(255,255,255,.2);border-radius:var(--radius-md);padding:10px 14px;font-size:14px;color:#fff;outline:none;cursor:pointer}.gev-finder__q select option{background:#fff;color:#1a1a1a}.gev-finder__result{background:#ffffff1a;border:1.5px solid rgba(255,255,255,.2);border-radius:var(--radius-lg);padding:16px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.gev-finder__result[hidden]{display:none}.gev-finder__result-text{font-size:15px;font-weight:600;color:#fff}.gev-finder__result-sub{font-size:12px;color:#ffffffb3;margin-top:2px}@media(max-width:768px){.gev-finder__questions{grid-template-columns:1fr}}.gev-product-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:32px;max-width:1140px;margin-left:auto;margin-right:auto;padding:0 20px}.gev-product-card{background:var(--white);border:2px solid var(--gray-200);border-radius:var(--radius-xl);overflow:hidden;transition:transform .18s,box-shadow .18s}.gev-product-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}.gev-product-card--featured{border-color:var(--sbi-orange)}.gev-pc-head{padding:20px 24px;border-bottom:1px solid var(--gray-100)}.gev-pc-head--green{background:var(--green-bg)}.gev-pc-head--blue{background:var(--sbi-blue-bg)}.gev-pc-badges{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:8px}.gev-pc-name{font-size:18px;font-weight:700;color:var(--text-primary)}.gev-pc-tagline{font-size:13px;color:var(--text-secondary);margin-top:4px}.gev-pc-body{padding:20px 24px}.gev-pc-params{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:16px}.gev-pc-param{background:var(--off-white);border-radius:var(--radius-md);padding:10px 12px}.gev-pc-param .pk{font-size:10px;color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:2px}.gev-pc-param .pv{font-size:14px;font-weight:700;color:var(--text-primary)}.gev-pc-param .pv--good{color:var(--green)}.gev-pc-param .pv--warn{color:#b7600c}.gev-pc-best-for{background:var(--sbi-blue-bg);border-radius:var(--radius-md);padding:10px 14px;font-size:12px;color:var(--sbi-navy);font-weight:600;margin-bottom:16px}.gev-pc-cta{display:block;text-align:center;padding:12px;border-radius:var(--radius-md);font-weight:600;font-size:14px;transition:background .15s;text-decoration:none}.gev-pc-cta--orange{background:var(--sbi-orange);color:#fff}.gev-pc-cta--orange:hover{background:var(--sbi-orange-dark);text-decoration:none}.gev-pc-cta--navy{background:var(--sbi-navy);color:#fff}.gev-pc-cta--navy:hover{background:var(--sbi-navy-dark);text-decoration:none}@media(max-width:768px){.gev-product-grid{grid-template-columns:1fr}}.gev-table-wrap{overflow-x:auto;border-radius:var(--radius-lg);border:1px solid var(--gray-200);box-shadow:var(--shadow-sm);max-width:1100px;margin:0 auto;padding:0!important}.gev-table{width:100%;border-collapse:collapse;font-size:13px;min-width:680px}.gev-table thead tr{background:var(--sbi-navy)}.gev-table thead th{padding:14px 16px;text-align:left;color:#fff;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.gev-table thead th:first-child{color:#ffffffb3}.gev-table tbody tr{border-bottom:1px solid var(--gray-100)}.gev-table tbody tr:hover{background:var(--sbi-blue-bg)}.gev-table tbody td{padding:11px 16px;color:var(--text-primary);vertical-align:top}.gev-table tbody td:first-child{color:var(--gray-400);font-size:12px;font-weight:500}.gev-table__section-row td{background:var(--sbi-navy-dark);color:#fff;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;padding:7px 16px}.gev-note_text{margin-top:16px}.gev-table .best{color:var(--green);font-weight:700}.gev-table .warn{color:#b7600c;font-weight:600}.gev-table .note{font-size:11px;color:var(--text-muted);font-weight:400}.gev-vs-table{width:100%;border-collapse:collapse;font-size:13px;min-width:600px}.gev-vs-table thead tr{background:var(--sbi-navy)}.gev-vs-table thead th{padding:12px 16px;text-align:left;color:#fff;font-size:12px;font-weight:600}.gev-vs-table thead th.sbi-col{background:var(--sbi-orange)}.gev-vs-table tbody td{padding:11px 16px;border-bottom:1px solid var(--gray-100);color:var(--text-primary)}.gev-vs-table tbody td.sbi-col{background:#f479200f;font-weight:700;color:var(--sbi-navy)}.gev-vs-table tbody .winner{color:var(--green);font-weight:700}.gev-vs-table tbody .loser{color:var(--text-muted)}@media(max-width:640px){.hide-mobile{display:none}}.gev-rate-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:24px;max-width:1140px;margin-left:auto;margin-right:auto;padding:0 20px}.gev-rate-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);padding:20px;text-align:center;border-top:4px solid var(--sbi-navy)}.gev-rate-card--highlight{border-top-color:var(--sbi-orange)}.gev-rate-val{font-size:28px;font-weight:800;color:var(--sbi-navy)}.gev-rate-val span{font-size:14px;font-weight:400;color:var(--text-muted)}.gev-rate-label{font-size:12px;color:var(--text-secondary);margin-top:4px}.gev-rate-saving{font-size:11px;color:var(--green);margin-top:6px;font-weight:600}@media(max-width:768px){.gev-rate-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:480px){.gev-rate-grid{grid-template-columns:1fr}}.gev-rate-stack{background:var(--sbi-navy);border-radius:var(--radius-lg);padding:24px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:24px;max-width:1140px;margin-left:auto;margin-right:auto}.gev-rs-step{text-align:center;color:#fff}.gev-rs-val{font-size:20px;font-weight:800;color:var(--sbi-orange)}.gev-rs-val--big{font-size:26px}.gev-rs-label{font-size:11px;color:#ffffffb3;margin-top:2px}.gev-rs-arrow{color:var(--sbi-orange);font-size:20px;font-weight:700}.gev-elig-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:24px;max-width:1140px;margin-left:auto;margin-right:auto;padding:0 20px}@media(max-width:768px){.gev-elig-grid{grid-template-columns:1fr}}.gev-check-list{list-style:none;padding:0}.gev-check-list li{display:flex;gap:10px;align-items:flex-start;padding:9px 0;border-bottom:1px solid var(--gray-100);font-size:14px;color:var(--text-primary)}.gev-check-list li:last-child{border-bottom:none}.gev-check{width:18px;height:18px;min-width:18px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-top:2px;flex-shrink:0}.gev-check--ok{background:var(--green-bg)}.gev-check--ok:after{content:"✓";font-size:9px;font-weight:700;color:var(--green)}.gev-check--no{background:var(--red-bg)}.gev-check--no:after{content:"✗";font-size:9px;font-weight:700;color:var(--red)}.gev-country-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:16px;max-width:1140px;margin-left:auto;margin-right:auto;padding:0 20px}.gev-country-chip{background:var(--sbi-blue-bg);border:1px solid var(--sbi-blue-border);border-radius:var(--radius-md);padding:10px 12px;text-align:center;font-size:13px;font-weight:600;color:var(--sbi-navy)}@media(max-width:640px){.gev-country-grid{grid-template-columns:repeat(2,1fr)}}.gev-univ-wrap{background:var(--sbi-navy);border-radius:var(--radius-xl);padding:30px;margin-bottom:24px;max-width:1140px;margin-left:auto;margin-right:auto}.gev-univ-search-title{font-size:18px;font-weight:700;color:#fff;margin-bottom:6px}.gev-univ-search-sub{font-size:13px;color:#ffffffb3;margin-bottom:18px}.gev-search-box{display:flex;gap:10px}.gev-search-input{flex:1;background:#ffffff1a;border:1.5px solid rgba(255,255,255,.25);border-radius:var(--radius-md);padding:12px 16px;font-size:15px;color:#fff;outline:none}.gev-search-input::placeholder{color:#ffffff80}.gev-search-input:focus{border-color:var(--sbi-orange)}.gev-search-btn{background:var(--sbi-orange);border:none;border-radius:var(--radius-md);padding:12px 22px;font-size:14px;font-weight:600;color:#fff;cursor:pointer;transition:background .15s}.gev-search-btn:hover{background:var(--sbi-orange-dark)}.gev-country-tabs{display:flex;gap:6px;margin:14px 0;flex-wrap:wrap}.gev-ctab{font-size:12px;padding:5px 14px;border-radius:20px;border:1px solid rgba(255,255,255,.2);background:transparent;color:#fffc;cursor:pointer;transition:all .15s}.gev-ctab--active,.gev-ctab:hover{background:var(--sbi-orange);border-color:var(--sbi-orange);color:#fff}.gev-univ-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:8px}.gev-univ-chip{background:#ffffff14;border:1px solid rgba(255,255,255,.15);border-radius:var(--radius-md);padding:8px 12px;font-size:12px;color:#fff;display:flex;align-items:center;gap:6px}.gev-univ-check{width:14px;height:14px;min-width:14px;background:var(--green);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:8px;color:#fff;font-weight:700}.gev-univ-not-listed{background:#f479201a;border:1px solid rgba(244,121,32,.3);border-radius:var(--radius-lg);padding:16px 20px;margin-top:14px;display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}.gev-unl-text{font-size:14px;color:var(--sbi-orange);font-weight:600}.gev-unl-sub{font-size:12px;color:#ffffffb3;margin-top:2px}@media(max-width:640px){.gev-univ-grid{grid-template-columns:1fr}}.gev-exp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:1140px;margin:0 auto;padding:0 20px}.gev-exp-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);padding:18px;border-top:3px solid 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